Kenya's Regulated Financial Sector Specialists
Independent advisory and implementation leadership for SACCOs, microfinance banks, and fintechs — from CBS procurement through to go-live and beyond.
Digitalcrest Limited is a Nairobi-registered technology consultancy operating at the intersection of financial services, governance, and digital transformation.
We specialise in Core Banking System advisory and implementation management for regulated financial institutions — SACCOs, microfinance banks, and fintech organisations operating under SASRA and CBK frameworks. Our engagements span the full lifecycle: from current-state assessment and requirements documentation through vendor evaluation, UAT management, data migration, go-live, and post-implementation support.
Our credentials are not generic. Digitalcrest has independently led CBS procurement programmes that resulted in Board-level procurement decisions. We have managed PoC evaluations rigorous enough to formally identify critical vendor discrepancies — protecting our clients before contracts were signed. We have been re-engaged by a client specifically because our oversight exposed the failure of their first vendor, and they trusted no one else to restart the project.
No commercial relationship with any CBS vendor. We represent only the interests of our clients, free from conflicts that compromise judgment.
Every deliverable produced to governance-document standards — traceable requirements, test-case UAT scripts, and formally certified migration reports.
Milestone-based payment tied to accepted deliverables, not hours logged. Our commercial model aligns our incentives with your outcomes.
Four specialised practices built around the needs of Kenya's regulated financial sector.
CBS procurement, independent vendor evaluation, FSD documentation with traceable REQ-IDs, UAT management, data migration oversight, and post-implementation support for SASRA and CBK-regulated institutions.
ERP procurement and selection, LMS vendor evaluation, digital channel deployments — mobile banking, USSD, internet banking, payment gateway integrations, and API management across regulated financial platforms.
Project charter design, Steering Committee management, risk register oversight, milestone tracking, status reporting, and structured change control using a hybrid Agile-Waterfall model calibrated to each phase.
VAPT (black-box, white-box, mobile, API, OT/ICS), SIEM/SOC design and deployment, cloud security (GCP, Azure, AWS), ISO 27001 Lead Auditor services, Data Protection Act 2019 compliance, and incident response management.
A senior, lean leadership team with direct, verifiable experience across Kenya's regulated financial services landscape.
Award-winning technology and digital transformation leader with 13+ years delivering enterprise-scale ICT strategy and core systems modernisation. Recognised as Top 10 CIO in Africa (dx5, 2021) and Runner-Up, CIO of the Year in Africa (2022). Led Project CIRI at Safaricom Sacco — a full CBS migration serving 16,000+ members on a KES 11 billion asset base, delivered on time and within budget, formally recognised with a Board Award Certificate. BSc IT, JKUAT.
Senior Information Security and Technology professional with 11+ years across cybersecurity governance, cloud security, VAPT, and SIEM/SOC operations. Held ICT management roles at Maisha Bora SACCO, Kenya Bankers SACCO, and Sheria SACCO. Holds active certifications: CCISO, CISSP, CEH v12, Google Cloud Security Engineer, ISO 27001 Lead Auditor, ISO 27001 Lead Implementor, and CompTIA Pentest+. Delivered security engagements across Telkom Kenya, Kenya Re, KT Rwanda Networks, and the Government of Somalia.
Every reference is supported by documentary evidence — signed reference letters, Board award certificates, or formally signed project closing reports.
CBS Procurement Advisory & Digital Transformation
Led full CBS vendor evaluation (3 vendors), FSD v2.0 with REQ-IDs across 8 modules, 106-test-case UAT script, and data migration strategy. Re-engaged following vendor termination to restart the project from requirements gathering to post-implementation.
Reference AvailableCBS Implementation Lead — Project CIRI
Full CBS migration from Navision 2013 R2 to Bankers Realm.net. Delivered on time and within budget for 16,000+ members and a KES 11B asset base. Recognised with a Safaricom Sacco Board Award Certificate. Integrations: Mobile Banking, Internet Banking, Power BI Analytics.
Award Certificate AvailableSACCO ERP Development & CBS PM
Programme Manager for the IONET-XRP ERP platform across Kenya and India, plus CBS project management for a microfinance institution. Independently referenced by Craft Silicon in a formal commendation letter on company letterhead.
Reference Letter AvailableLead Security Consultant
External security engagements at Telkom Kenya (T-Kash VAPT), Kenya Re (enterprise VAPT), KT Rwanda Networks, Government of Somalia (system audit & VAPT), and Bibilia SACCO (ISMS + VAPT) — via Sentinel Africa, E'Lever Interactive, and Certi-Trust.
References AvailableReady to discuss your CBS implementation, digital transformation, or cybersecurity engagement? We are available to commence immediately upon contract execution.
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